Pre-Approved Home Loans

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How to get Pre-Approved for a Home Loan

Pre-approval helps home buyers get the mortgage process started before the time comes to make a bid on a home. Pre-approval for a home loan brings a prospective buyer closer to securing a mortgage.

To provide pre-approval, First Liberty reviews credit files and establishes a loan amount for which the buyer can readily qualify. We look closely at the client's credit report, employment history and income to determine for which loan programs the client qualifies, the maximum amount that can be borrowed, and the current interest rate. We issue a pre-approval letter to provide the buyer with the appropriate buying credibility when bidding on a home.

In providing pre-approval, First Liberty requires the following basic information:

  • Last two years' tax returns and W-2s
  • Recent pay stubs
  • Bank account statements
  • Signed authorization to order credit report

Are you ready to get started with the home buying process? First Liberty is here to assist you with pre-approval. Contact us today to learn more.

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